Get Cheap Classic Automobile Insurance You and your vehicle will need to meet certain standards in order to purchase antique and classic automobile insurance. A very important standard is that you simply have a very good driving history. Probably a few minor violation might be allowed in order for that you qualify. Once upon a time, a car needed to be twenty-five years or older to get qualified for classic car insurance. Since antique car collecting has grown to be popular, cars which are a minimum of 25 years or so old are believed vintage, but cars that 20 years or older have become considered for vintage insurance. However, cars that are even newer than 15 years are accepted after they are believed rare. It is best to check with the insurer to find out if your car or truck qualifies. Actually, there is probably no fixed definition or thought of the classic car which is uniformly accepted worldwide, although the HMRC openly considers any vehicle which is over two decades old using a fairly significant value to be considered a classic just for tax purposes. The definition however, is different from one car insurer on the other. In your case, in most cases a smart move to check all corners carefully first before you request a quote, please remember that many of those classic cars will naturally require heritage classic car insurance uk additional time and care than today's modern cars. Also, it is worth remembering the cheapest classic insurance probably won't sometimes be that well suited for you specific needs. Since there isn't any one universal definition for the classic car, you'll want to make certain that your car matches the insurance policy company's concise explaination the classic car before you even request a quote. Some companies consider all older restored cars including antiques, as classics. These companies might also include rebuilt street rods and tricked out vehicles in their definition. Other companies adhere to the standard meaning of a car that is a minimum of two decades old but still maintains its value or increases in value. Indeed, demand probably will skyrocket inside future years. The electric Ford Focus model, the Chevrolet Volt, and also the Nissan Leaf are likely to become available in Canada sometime later this year; Ontario has set the ambitious goal of needing one in 20 automobiles on province highways powered by electricity in 2020. Agreed value classic cover: if your cherished car is - heaven forbid - stolen or damaged, typical insurance coverage will only give you industry value on your car. A classic insurer will agree a worth to your vehicle before you commit to your policy and enable that you be safe in the knowledge that you won't be left with empty pockets.