Antique Autos, Classic Cars, Vintage Vehicles - Insurance 101 For These Beauties! If you are after a well used auto insurance company, you should investigate right company in the first place. The investment which you have made with your antique car you need to make sure that it is going to be properly covered, in the eventuality of any sort of accident. Luckily, there are lots of great options with regards to motor insurance companies, and companies focusing on pay for antique cars. I think the best way to start spending less on your classic automobile's insurance policies are by you start with the basic principles. How much motor insurance can you require on the vehicle? This may appear to be a ridiculous question to begin with but it's really a great start. Many people only drive their classic automobiles several times annually and in addition just one or two months out of your year. That means should you be paying for insurance on your classic car throughout the year, well you really may not must. So determine whether your homeowners, renters or storage insurance is likely to cover any kind of fire damage, vandalism or freak accident and then you may wish to think of dropping your insurance 3-4 months from the year. That's really the best way to save a bundle. This policy would be to make certain that should an antique new driver happens to are convinced that his car is beyond classic car insurance at 21 repair or has been cancelled, the insurance carrier should compensate the total quantity of the agreed value. But in most cases, this is only applicable for a certain time period. However if there's modifications in the value of your car or truck, you ought to inform your insurance provider to obtain a new car valuation done. If it is too difficult to achieve the classic car value of your automobile then you may consider bringing up a concord where it offers the agreed value within the insurance policy to stop unwanted problems between you and the insurer in the foreseeable future. Usually you will have an "Agreed Valuations Certificate" issued to you personally with the company. Hence if you need to switch the insurance carrier make sure to find out if the newest company acknowledges the certificate issued by your previous insurer. Overall, it's not advisable for drivers to shell out on insurance premiums since the car insurance from any specialist car insurance is sufficient guarantee you a safe reimbursement. While some mainstream car insurance companies will offer insurance in addition there are a range of specialist brokers out there. Specialists are a fantastic source because they recognise information that classic cars are very well maintained and often low mileage cars - tailoring their policies to reflect these facts. When comparing quotes use an array of comparison sites and ensure they deal in specialist classic auto insurance companies before commencing to fill out the forms!