What Is Professional Indemnity Insurance? Recent years have also seen an increasing unwillingness on the part of insurers to stray in the 'norm' in terms of auto insurance. Higher risk drivers such as young drivers have found it increasingly difficult to find competitive cover and for those searching for classic car insurance the job can seem to be Herculean. But why is classic auto insurance expensive? Well, to qualify as a vintage car, it has to be over 25 years or so old. It has to be rare. It has to be beautiful to consider. And it has to possess some interesting benefit with it for some reason. These rare, beautiful and interesting cars will set you back to insure because they are usually more susceptible to break-down and/or theft and their parts (which are difficult to get) are usually expensive. So how is it possible to save on collector car insurance? Probably the age bracket that might have a hard time finding discounts is the teen drivers. Teenage drivers are usually the ones who give the highest car insurance rates. The reason for that is they are least experienced in relation to driving. Furthermore, their record of safe driving is just not good enough to qualify them for discounts. The case of car accidents and incidents among teen drivers rh insurance classic car can be remarkably high which makes insurance firms cautious in terms of definitely discounts. So what made the Mini so successful? When it was first released for the 26th August 1959, although it was praised through the media it took a while to look at off. However, its popularity then rocketed then when production finally ended over 5.3 million Minis have been sold worldwide, making it the most popular British car available. But what enabled it to outlive 41 years in production? This answer may lie when driving, as the Mini had fantastic go-kart like handling despite being cheap to acquire and cheap to run, something which might be still unmatched today. It was also helped along after appearing in Box Office hits such because Italian job, 101 Dalmatians, Monty Python's Flying Circus, A View to Kill as well as the Austin Powers Trilogy to name but a few, and lastly it played a leading role inside the classic series Mr. Bean. A really easy way to have a lower insurance costs is always to improve your excess level for the policy, this can give you a lower priced quote, but only because in the event of an incident in your vehicle you've agreed to give a larger contribution towards fixing the automobile and then any personal damage claims.